How the Equity Move Program Works (Step by Step)
Equity Move lets you tap your current home's equity to buy your next home with a non-contingent offer, then sell the old place on your timeline. Most clients move within 30–60 days and sell within another 30–90 days.
What is the Equity Move program?
Equity Move is a real estate program that lets a homeowner buy their next home before selling their current one, by tapping the equity already built up in the current home. The result: you make a clean, non-contingent offer on the new place and move on your own timeline.
How does Equity Move work in practice?
The process has four phases:
- Qualify. We review your equity position, mortgage situation, and goals to confirm fit. This usually takes one phone call plus a short document review.
- Buy. With program funds, you make a strong, non-contingent offer on your next home. No “contingent on sale of current home” clauses to scare off sellers.
- Move. Close on the new home and move at the pace you actually want — not on a buyer’s clock.
- Sell. Once you’re moved out, we list and sell the prior home from a position of strength, with no occupants and no pressure to accept low offers.
Who qualifies for Equity Move?
Typical qualifying criteria include:
- At least 25% equity in your current home
- Standard income and credit qualifications for the new mortgage
- A clear plan and timeline to sell the prior home
- A property in a market segment with reasonable liquidity
If you’re unsure where you stand, a 15-minute consultation will tell you quickly.
How much does Equity Move cost?
Program fees are flat and disclosed up front before you commit. There are no balloon payments, no surprise fees at closing, and standard listing commission applies on the eventual sale of the prior home. You’ll see the full fee schedule in writing before any paperwork is signed.
How long does the process take?
Most clients move into the new home within 30–60 days of starting the program. The prior home then typically sells within another 30–90 days, depending on local market conditions, pricing, and condition.
Is Equity Move right for me?
Equity Move is a strong fit if any of these describe you:
- You’re competing in a hot market and contingent offers keep getting rejected
- You want to avoid the chaos of selling and buying simultaneously
- You’d rather move once than twice
- You have meaningful equity but need it unlocked to fund the next purchase
It’s probably not the right fit if you have minimal equity, plan to keep your current home as a rental, or are looking for a long-term financing solution.
Next step
The fastest way to know if Equity Move fits is a short conversation. See if you qualify →
